Services may be covered in full or in part by your health insurance. In addition, some employers provide 3 – 5 free visits through “employee assistance program” benefits (we encourage you to explore this option with your employer as a first step).
When considering seeking services, you will want to contact your insurance company to determine the following:
Do I have mental health (sometimes called “behavioral health”) benefits?
Do my mental health benefits cover the service I am seeking (for example couples therapy, group therapy, etc.)
Do I have a deductible, and if so, has it been met? If my deductible has not yet been met, what will my responsibility be in the meantime?
Is there a limit to how many sessions my health insurance will cover per year?
Do I have a copay or a certain percentage I must pay my therapist each visit? (This information may be on your insurance card. We often fall under a specialist copay.)
Do I need pre-authorization before attending? If so, how is this obtained?
Is the particular therapist I am interested in seeing contracted with my insurance?